Interest-free payment plans
Spread the cost of maintaining your car with 0% payment plans
Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Ltd.
Why Easy Pay
Pay for car parts, accessories and much more.
One set monthly payment.
Buy now, pay later lets you get the products you need, when you need them.
on amounts between £50 and £5000
on amounts between £250 and £5000
on amounts between £500 and £5000
Frequently asked questions
Anyone between the age of 18–75. You must be a UK resident, be in employment (or retired), and have a bank account with a debit/credit card).
Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited.
The process is quick and easy, and should only take five minutes to complete.
3 months’ interest-free payment plan: Available on all purchases between £50–£5000.
6 months’ interest-free payment plan: Available on all purchases between £250 and £5000.
10 months’ interest-free payment plan: Available on all purchases between £500 and £5000.
Yes, as part of the application process, a soft credit check will be undertaken by Bumper International Limited.
You will be advised at the point of applying if the payment plan can’t be set up. Further information is available from Bumper International Limited support team as required on 0800 612 0946 or by emailing email@example.com.
Yes, depending on the duration of your repayment plan, you will be required to make an initial payment on the day, as follows:
3 months’ interest-free payment plan – 33% initial payment.
6 months’ interest-free payment plan – 16% initial payment.
10 months’ interest-free payment plan – 10% initial payment.
Unfortunately, we cannot process an Easy Pay Payment Plan for a value greater than £5,000, however you could use this facility to part-fund a bill that is more than £5,000.
All customers have a right to withdraw from the credit agreement. You will need to inform Bumper International Limited of your intention to withdraw within 15 days from the day you receive the welcome pack. Contact Bumper International Limited directly on 0844 880 6542. Bumper International Limited will require you to repay the outstanding balance of the loan, plus any applicable interest.
After the 15-day withdrawal period has expired, you can settle your finance agreement any time. On request, Bumper International Limited will provide you with a settlement figure and details of how to pay the outstanding balance. You can contact them directly on 0844 880 6542.
Nothing! Our payment-plans are completely interest free.
At the checkout screen, you’ll see the option to pay using Easy Pay. Follow the instructions on screen and your transaction will be completed within minutes.
3,6 and 10-month interest-free credit options available. Minimum spend and deposit payment required. Default fees may also be charged for missed payment, which may impact your credit score and your ability to borrow in the future. Finance is only available if aged over 18, subject to status, terms and conditions apply, visit www.bumper.co.uk for full details. Excludes Arnold Clark Service Plans. Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited. No commissions are payable to Arnold Clark Automobiles Limited under these arrangements but Arnold Clark Automobiles Limited will pay Bumper a fee if credit is provided. This fee will not affect the amount payable. Arnold Clark Automobiles Limited is authorised and regulated by the Financial Conduct Authority for consumer credit and general insurance activities. Bumper’s instalment credit products are not regulated by the FCA. Missed payments may impact your credit score. In extreme cases, recovering missed payments may include using a responsible debt collection agency or, as a last resort, taking legal action. Bumper International Limited registered office: Bumper, The Office Group, 1 Lyric Square, W6 0NB. Registered company number: 08576711