Interest-free payment plans

Spread the cost of maintaining your car with 0% payment plans

Why Easy Pay


Payment Plans


Frequently asked questions

Anyone between the age of 18–75. You must be a UK resident, be in employment (or retired), and have a bank account with a debit/credit card).

Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited

The process is quick and easy, and should only take five minutes to complete.

3 months’ interest-free payment plan: Available on all purchases between £50–£5000

6 months’ interest-free payment plan: Available on all purchases between £250 and £5000

10 months’ interest-free payment plan: Available on all purchases between £500 and £5000

Yes, as part of the application process, a soft credit check will be undertaken by Bumper International Limited.

You will be advised at the point of applying if the payment plan can’t be set up. Further information is available from Bumper International Limited support team as required on 0800 612 0946 or by emailing support@bumper.co.uk.

Yes, depending on the duration of your repayment plan, you will be required to make an initial payment on the day, as follows:

3 months’ interest-free payment plan – 33% initial payment.
6 months’ interest-free payment plan – 16% initial payment.
10 months’ interest-free payment plan – 10% initial payment.

Unfortunately, we cannot process an Easy Pay Payment Plan for a value greater than £5,000, however you could use this facility to part-fund a bill that is more than £5,000.

All customers have a right to withdraw from the credit agreement. You will need to inform Bumper International Limited of your intention to withdraw within 15 days from the day you receive the welcome pack. Contact Bumper International Limited directly on 0844 880 6542.  Bumper International Limited will require you to repay the outstanding balance of the loan, plus any applicable interest.

After the 15-day withdrawal period has expired, you can settle your finance agreement any time. On request, Bumper International Limited will provide you with a settlement figure and details of how to pay the outstanding balance. You can contact them directly on 0844 880 6542.

Nothing! Our payment-plans are completely interest free.

At the checkout screen, you’ll see the option to pay using Easy Pay. Follow the instructions on screen and your transaction will be completed within minutes.

Terms and conditions

3,6 and 10-month interest-free credit options available. Minimum spend and deposit payment required. Default fees may also be charged for missed payment. Finance is only available if aged over 18, subject to status, terms and conditions apply, visit www.bumper.co.uk for full details. Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited. No commissions are payable to Arnold Clark Automobiles Limited under these arrangements but Arnold Clark Automobiles Limited will pay Bumper a fee if credit is provided. This fee will not affect the amount payable. Arnold Clark Automobiles Limited is authorised and regulated by the Financial Conduct Authority for consumer credit and general insurance activities. Bumper’s instalment credit products are not regulated by the FCA. Bumper International Limited registered office: Bumper, The Office Group, 1 Lyric Square, W6 0NB. Registered company number: 08576711